Living expenses: “I don’t want a funeral because it’s a waste of money.”

Due to their lower costs, direct cremations, a type of funeral in which the body is cremated without a service and the ashes are returned to the family, have gained popularity in recent years. Janet Jones, 70, of Attleborough, Norfolk, is currently contemplating this option for herself and her 50-year-old husband, Chris, because she wants to ensure that any remaining funds will benefit their two children.

In recent years, funeral costs have only increased, with the average funeral costing £4,056 compared to £1,647 for a direct cremation. This has led to more individuals opting for the cheaper option. Donald Pearce, 72, passed away on Christmas Day, 2019 and left explicit instructions for his cremation. According to his daughter Isobel Monaghan, the decision felt right and cost them a total of £1,500.

Cindy Eve, 68, from Ramsgate, selected a direct cremation because the majority of her family resides in South Africa and she did not want her daughter to experience the grief of an empty church or crematorium. She preferred that her daughter invest the money in a house or automobile.

Funeral directors are concerned about the lack of assistance provided to families during this process. Frances Alcock emphasised that people must comprehend what direct cremations entail and that if they cannot afford a complete funeral, there are still ways to make it more affordable.

Those looking to save money on funeral arrangements are increasingly choosing direct cremation. They are frequently less expensive than traditional funerals and provide alternatives for saying goodbye. However, it is essential to have a family discussion beforehand to ensure that everyone understands the reality of the situation.